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Stand Up India - Entrepreneur Loans
Complete 2026 guide to Stand-Up India: ₹10 lakh-1 crore composite loans for 1.5 lakh SC/ST/women entrepreneurs in manufacturing/trading.
Last updated: 8 March 2026
Overview
Stand Up India facilitates bank loans between ₹10 lakh and ₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for greenfield enterprises. By 2026, ₹35,000 crore sanctioned creating 1 lakh enterprises.
Composite loan includes working capital + term loan with 85% bank credit, 10% borrower contribution, 5% refinance. Handholding support through training, technology, market access. Focus on trading, manufacturing, services with 75% women beneficiaries.
Who is Eligible?
- SC/ST or Women entrepreneurs
- Greenfield enterprise (new unit)
- Manufacturing/trading/services
- Minimum project ₹10 lakh
- No NPA accounts
Documents Required
- Aadhaar/PAN/Voter ID
- Caste certificate (SC/ST)
- Detailed project report
- Bank account details
- Experience certificates
Process & Guidelines
Step 1: Register at standupmitra.in
Step 2: Prepare detailed project report
Step 3: Approach bank with SIDBI handholding
Step 4: Credit appraisal and sanction
Step 5: Disbursement in tranches
Step 6: Monitor via portal tracking